BlockFi is the leading cryptocurrency financial services company offering trading, interest-earning accounts, and USD loans collateralized by crypto assets.
Access professional trading tools, deep liquidity, and competitive fees on 50+ cryptocurrency pairs.
Get up to 8.6% APY on your crypto holdings with our industry-leading interest accounts.
Borrow USD against your crypto assets at competitive rates without selling your holdings.
Creating a BlockFi account is simple. Click the "Get Started" button at the top of the page, enter your email address, create a strong password, and complete the verification process. You'll need to verify your email and complete KYC (Know Your Customer) verification to unlock all platform features including trading, earning interest, and borrowing.
BlockFi employs institutional-grade security including multi-signature cold storage for 95% of user funds, two-factor authentication (2FA), biometric login options, withdrawal address whitelisting, and SOC 2 Type 2 certified systems. We also carry insurance on assets held in custody and conduct regular third-party security audits.
BlockFi uses a competitive tiered fee structure based on 30-day trading volume. Standard fees start at 0.75% for takers and 0.00% for makers. Fees decrease with higher trading volumes, with our highest volume traders paying as low as 0.03% for takers and receiving rebates for maker orders. There are no deposit fees for cryptocurrency.
BlockFi Interest Accounts (BIAs) allow you to earn compound interest on your cryptocurrency holdings. Interest is paid out monthly in the same cryptocurrency you deposit. Rates vary by asset but are typically between 2-8.6% APY. There are no lock-up periods, and you can withdraw your funds at any time. Interest is calculated daily based on your account balance.
To qualify for a BlockFi crypto-backed loan, you need to be at least 18 years old, pass KYC verification, and have sufficient cryptocurrency collateral. We accept Bitcoin, Ethereum, and Litecoin as collateral. Loan amounts range from $5,000 to $100 million with loan-to-value ratios typically between 20-50%. Interest rates start at 4.5% APR and there are no credit checks.
BlockFi supports Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Chainlink (LINK), Uniswap (UNI), and several other major cryptocurrencies for trading and interest accounts. For crypto-backed loans, we currently accept Bitcoin, Ethereum, and Litecoin as collateral. We regularly evaluate and add new assets based on client demand and regulatory considerations.